Receiving an SMS alledgedly from Bank of America in the middle of the night, asking whether or not we authorise a check for a specific amount, on a certain account, and directing us to follow a link to confirm the depositor’s name, and view the check image seemed like the perfect phishing, just like some Redditors thought it could be. Can we be blamed, after all?
I called BofA and, yes, it was valid. But so many wrongs on this one. The short code number they used is not listed anywhere, so that we can verify it really came from BofA. The link on it, instead of simply telling us to use their mobile app, or to login at the bank portal, and the Bank of America image they added to the SMS. It is as if they are training us to fall for phishing.
finances rants